The holidays are around the corner, and I’m already stressing myself out thinking about all the gifts we need to get for both sides of our family, and the kids in our lives. As my kids get older, and grow more aware of the seasons, they start talking about Christmas gifts before they even finish their Halloween candy! I love the holidays, the excitement of the decorations and all of the holiday cheer.
But with all this excitement, comes the preparation involved, with lots of long lines and running all around town. Even with extended holiday hours at most stores, it feels like there is never enough time to get all the shopping done. On that note, thank goodness for this crazy new thing called the internet! I’ve recently starting using Upromise, which should be really helpful with my holiday preparation this year. I have made a new vow to do all (ok, almost all) of my holiday shopping online. Since I’ll be using my Upromise MasterCard, I can earn up to 10 percent cash back for eligible online purchases through Upromise.com, which can be used to save or pay for college for the kiddos! It is important for me to have a spending plan, and really maximize the benefits from my purchases. If I can help my kids stay student loan debt free by saving for their college in every way possible, I’m totally in!
As much as I hate to think about my kids going to college, it is definitely something we’ve already started to prepare for. I worked my way through college, took out student loans and borrowed money from my parents to pay for school. Saving for college wasn’t really considered when I was a kid. And sure, I definitely appreciated my education more, knowing I was working hard to pay for it, but had the circumstance been different, I may have explored different majors, or even study abroad. Jason and I have started college savings accounts for all three children, and with the new Upromise MasterCard®, we can earn cash back on everyday purchases we are already making and invest it in eligible 529 college savings plans! There are no annual fees and no cash back limits either. Since the program began, Upromise members have combined to save over $1 billion dollars in cash back for college.
Upromise MasterCard® cardmembers can earn an additional 5% cash back for online shopping through upromise.com and at Upromise partner restaurants on top of what they earn for being a Upromise member – that’s up to 10% total cash back. They also earn 2% cash back at Department stores and movie theaters plus 1% on all other card purchases. Upromise® by Sallie Mae is free to join and so simple to use. You can save for college, retirement, student loans, and my favorite part you can earn cash back for the purchases you’re already making too!
During the holidays, I love to spend time with my girls, hitting the flea markets and all the amazing shops that New York City has to offer. We are already in mid November, so that December and the Christmas rush is just a sleigh ride away, so we are already getting super excited for the holidays!
13 thoughts on “Holiday Shopping Preserved”
There’s nothing like holiday shopping to get into the spirit. I love to go pick out new ornaments and decorations with the kids.
A college savings plan is so smart. College costs a mega ton of money and if you’re not prepared for that, you’re pretty much screwed.
Having a college saving plan is great idea. I am so not ready for the holidays. I need to start thinking about Christmas gift.
A specific savings plan for college sounds like a great idea. I love the thought of contributing toward my children’s education just by shopping too.
I will have to look into getting that mastercard. What a great idea!
The UPromise card sounds so awesome! I love anything that helps make college more affordable, and the cashback reward definitely does that.
Can’t wait to shop for Holiday with my son! I would like to pick some Decoration for Christmas and Gifts.
I have a love hate relationship with holiday shopping. Hopefully the girls can help me make it all about love.
I had no idea there were vendors set up near bowling green! I am usually in midtown! Sounds like Upromise is a great way for families to start investing in their children’s future early, and with the price of college/university that is a great idea!
10% adds up especially when you have to buy a ton! It’s a relief to get a bit back!
Wow, that’s a pretty big percentage when you really sit back and think about how much you could save. With the kids toys coming and going and the clothes no longer fitting, it’s great to know we are able to make something great happen for the future.
This is awesome! You get to shop, earn cash backs and save for college tuition! I will read more about Upromise Mastercard and may get myself one too!
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